Tuesday, September 23, 2014

India Budget 2014-15 Practice Questions for All Bank Exams


1) Kisan Vikas Patra was reintroduced in Union Budget 2014. What is Kisan Vikas Patra?
Ans. Kisan Vikas Patra is a saving scheme that was announced by the Government of India that doubles the money invested in eight years and seven months. The Directorate of Small Savings Government of India, sells these saving bonds through all Post Offices in the country so that the scheme can be accessed by citizens from all over the country. A KVP can be encashed after two and a half years from the date of issue at the value it has been bought and the interest accrued for the period.

2) Mandatory wage ceiling of subscription to EPS (Employee Pension Scheme) raised from Rs 6,500 to .........?
Ans. Rs 15,000

3) Minimum pension increased to ...... per month in Budget 2014?
Ans. Rs 1,000

4) How many new IIMs have been announced in Union Budget 2014?
Ans. 5
Note: In HP, Punjab, Bihar, Odisha and Rajasthan

5) How many new IITs have been announced in Union Budget 2014?
Ans. 5
Note: To come up in Jammu, Chattisgarh, Goa, Andhra Pradesh and Kerala.

6) How many new AIIMs have been announced in Union Budget 2014?
Ans. 4
Note: To come up in Andhra Pradesh, West Bengal, Vidarbha in Maharashtra and Poorvanchal in Uttar Pradesh.

7) Govt proposed to launch which programme to ensure broad band connectivity at village level as announced in Union Budget 2014?
Ans. 'Digital India’

8) Name the TV channel announced for farmers in Union Budget 2014-15?
Ans. KISAN TV

9) Name the TV channel announced for North East in Union Budget 2014-15?
Ans. Arun Prabha TV

10) Name the project on the river Ganga for inland waterways between Allahabad and Haldia announced in Union Budget 2014-15?
Ans. Jal Marg Vikas
Note: Rs 4,200 crore set aside for the purpose.

11) EPFO to launch which Service for contributing members?
Ans. Uniform Account Number

12) Name the new programme announced to give impetus to watershed development in the country with an initial outlay of Rs. 2142 crores?
Ans. Neeranchal

13) Name the scheme announced in Budget to generate awareness and help in improving the efficiency of delivery of welfare services meant for women?
Ans. Beti Bachao, Beti Padhao Yojana

14) Two National Institutes of Ageing announced to be set up in Union Budget will be at?
Ans. AIIMS, New Delhi and Madras Medical College, Chennai.

15) How much fund has been allotted to support about 600 new and existing Community Radio Stations?
Ans. Rs 100 crore

16) Swachh Bharat Abhiyan to cover every household with sanitation facility by the year?
Ans. 2019

17) Rs 2,037 crore set aside for Integrated Ganga Conservation Mission called?
Ans. Namami Gange

18) Fund allocated for increasing safety of women in large cities?
Ans.  Rs 150 crore

19) Amount allotted for the project of developing 100 Smart Cities?
Ans. Rs. 7,060 crore

20) Fund set aside for PSU banks capitalisation?
Ans. Rs 11,200 crore

21)  Govt provides ..... crore for rehabilitation of displaced Kashmiri migrants as announced in Union Budget 2014-15?
Ans. Rs 500

22) How much fund has been provided for “Pradhan Mantri Krishi Sinchayee Yojna” for assured irrigation?
Ans. 1000 crore

23) Agriculture University announced in Budget will be set up at?
Ans. Andhra Pradesh & Rajasthan

24) Crisis Management Center for women will be open at?
Ans. Delhi

25) What is the targeted fiscal deficit for 2016 (year 2015-16) as announced in the Union Budget 2014-15?
Ans. 3.6% of GDP

26) How much fund was set aside for the proposed National Rural Internet and Technology Mission (NRITM)?
Ans. Rs. 500 crore

27) What special feature has been proposed for currency notes in the Union Budget 2014-15?
Ans. Currency notes will henceforth integrate Braille-features to benefit the visually-disabled people.

28) The National Industrial Corridor (NIC) that was proposed to be established in the Union Budget of 2014-15 will be at?
Ans. Pune

29) Plan expenditure pegged at ..... lakh crore?
Ans. Rs 5.75

30) Non-plan expenditure pegged at ...... crore?
Ans. Rs 12.19 lakh

Wednesday, September 17, 2014

COMPUTER KNOWLEDGE PRACTICE QUESTIONS FOR SBI P.O. EXAM

1. Reusable optical storage will typically have the acronym:
a) CD 
b) DVD 
c) ROM
d) RW 
e) ROS

2. A ____ is the term used when a search engine returns a web page that matches the search criteria.
a) Blog 
b) Hit
 c) Link
d) View 
e) Success

3. Plotters print ____
a) with ball point pens
b) with ink pens
c) electrostatic ally
d) All of these
e) None of these

4. Which of the following is an abbreviation for a hardware programming language?
a) AHPL 
b) AFL 
c) ACM
d) APL 
e) LPM

5. A language based on graphic for use in education is:
a) PROLOG 
b) LOGO
c) COBOL 
d) BASIC
e) None of these

6. Missing slot covers on a computer can cause?
a) Over heat
b) Power surges 
c) EMI
d) Incomplete path for ESD
e) None of the above

7. When installing PCI NICS you can check the IRQ availability by looking at:
a) Dip switches 
b) CONFIG.SYS
c) Jumper settings
d) Motherboard BIOS
e) CPU

8. What is the best ground for a conductive work bench?
a) AC outlet
b) Ground to bend
c) Another device
d) Chassis ground
e) None of the above

9. Which of the following codes is written into a serially accessed memory?
a) EOD code 
b) Gray code
c) Bar code 
d) Excess - 3 code
e) Unicode

10. What is the full form of "XP" in Windows XP?
a) XTRA Power
b) XTREME Programming
c) XTRA Process
d) XTREME power
e) None of these

11. The binary language consist(s) of _____ digit(s).
a) 8 
b) 2 
c) 1,000
d) 1 
e) 10

12. What beep codes could indicate a system board or power supply failure?
a) Steady short beep
b) No beep
c) One long continuous beep tone
d) Steady long beeps
e) All of the above

13. Which logic family dissipates the minimum power?
a) DTL 
b) TTL 
c) ECL
d) CMOS 
e) DDL

14. A positive AND gate is also a negative ___
a) NAND gate 
b) NOR gate
c) AND gate 
d) OR gate
e) XOR gate

15. In Power Point, the Header & Footer button can be found on the insert tab in what group?
a) Illustration sheets
b) Object group
c) Text group
d) Tables group
e) Excel sheet

16. The method of internet access that requires a phone line, but offers faster access speeds than dial - up the ___ connection.
a) Cable access
b) Satellite access
c) Fiber - optic services
d) Digital subscriber line (DSL)
e) Modem

17. In windows ME, what does ME stand for?
a) Millennium 
b) Micro - Expert
c) Macro - Expert
d) Multi - Expert
e) My - Expert

18. Which among the following is/ are interpreted language?
a) C 
b) C++ 
c) Java
d) Visual Basic
e) Both c and d

19. Who is the founder of the Oracle Corporation?
a) Bill Gates 
b) Dennis Retches
c) Bill Joy
d) Linux Thorvaldsen
e) Lars Ellison

20. Hardware includes:
a) All devices used to input data into a computer
b) Sets of instructions that a computer runs or executes
c) The computer and all the devices connected to it that are used to input and output data
d) All devices involved in processing information including the central processing unit, memory and storage
e) None of these

21. What tool is used to test serial and parallel ports?
a) High volt probe
b) Cable scanner
c) Loop backs (wrap plugs)
d) Sniffer
e) None of the above

22. From what location are the first computer instructions available on boot up?
a) ROM BIOS 
b) CPU
c) boot.ini 
d) CONFIG.SYS
e) .bat

23. Which common bus specification provides the fastest data transfer rate?
a) VL bus 
b) ISA 
c) PCI
d) HTTP 
e) FTP

24. Which of the following protocol is used for downloading files to PC over internet?
a) FTP 
b) DNS 
c) HTTP
d) SMTP 
e) ALU

25. All of the following are components of an information system except:
a) Software 
b) Culture
c) Hardware 
d) Producers
e) People

26. Which error detection method uses one's complement arithmetic?
a) Simple parity check
b) Checksum
c) Two - dimensional parity check
d) CRC 
e) CPU

27. ____ is the process of dividing the disk into tracks and sectors
a) Tracking 
b) Formatting
c) Crashing 
d) Allotting
e) Hacking

28. Which ports connect special types of music instrument to sound cards?
a) BUS 
b) CPU 
c) USB
d) MIDI 
e) MINI

29. Raster images are also known as?
a) Bitmap images
b) Vector images
c) Clip art images
d) Multimedia images
e) JPJ images

30. CorelDraw is an example of a ___
a) Groupware application
b) Bit publishing package
c) Paint program
d) Graphic Suit
e) MS office

31. Users can interact in a fully immersed 3D environment using ___
a) Unstructured problems
b) Virtual reality 
c) VRML
d) Robotics 
e) Sympatric

32. Type one PC cards ___
a) are used only in desktops
b) are no longer being produced
c) are the thinnest of the PC cards
d) don't exist
e) have their own power source

33. What device protects against line deficiencies?
a) Surge protector 
b) UPS
c) Logic probe 
d) Capacitor
e) Syntax

34. The term that refers to the use of a computer or some other information device, connected through a network, to access information and services is ____.
a) Telecommuting 
b) Chatting
c) Online 
d) Email 
e) G mail

35. Word can work with all of the following types of documents except ____
a) soundtracks
b) world wide web pages
c) reports 
d) proposals
e) cover letters

36. ISP stands for ____.
a) Internet Select Provider
b) Internet Service Provider
c) Internet Serial Provider
d) Internet Service Pusher
e) Internet Service

37. Administrative supervision of database activities is the responsibility of the ___
a) Data base administrator
b) DP Manager
c) DB Manager
d) VP-DP administrator
e) PP -DP administrator

38. End-to-end connectivity is provided from host-to-host in ____
a) Network layer
b) Session layer
c) Data link layer
d) Transport layer
e) MAC layer

ANSWERS:
1) d; 2) b; 3) d; 4) a; 5) b; 6) a; 7) d; 8) a; 9) a; 10) e; 
11) b; 12) e; 13) d; 14) d; 15) c; 16) d; 17) a; 18) e; 19) e; 20) a;
21) c; 22) a; 23) c; 24) a; 25) b; 26) b; 27) b; 28) d; 29) a; 30) d; 
31) b; 32) c; 33) b; 34) c; 35) a; 36) b; 37) a; 38) d.

Saturday, September 13, 2014

Marketing Awareness Quick Notes

1. Market May Comprise of:
i. One seller and many buyers
ii. Many sellers and one buyer
iii. Many sellers and Many buyers
iv. Few sellers and Many buyers
v. Many sellers and Few buyers

2. A “likely” interested customer of the bank is termed as prospect.

3. In Marketing, calling on the prospective customers is known as a call.

4. Division of the whole market into relatively homogeneous groups is called Market Segmentation.

5. Marketing Guru Philip Kotler defines market segmentation as the subdivision of a market into homogeneous subjects of customers.

6. Marketing Mix: It is the set of marketing tools that a firm uses to pursue its marketing objectives in the target market.

7. E. Jerome McCarty proposed a classification of marketing mix in four key areas:
1. Product
2. Price
3. Place
4. Promotion

8. SWOT Analysis: A tool used by organization to help the firm to establish its strength.
S – Strengths
W – Weakness
O – Opportunity
T - Threats
Note: Strengths and Weakness are – Internal Function
Opportunity and Threats are - External Function

9. 4 Stages of Product Life Cycle (PLC):
i. Introduction
 ii. Growth
iii. Maturity
iv. Decline

10. Brand: Brand is defined as “a name, term, sign and symbol or a combination of these, that identifies the maker or seller of the product
.
11. Brand Equity: It refers to the value of the Brand.

12. JIT – Just in Time

13. MRTP – Monopolies and Restrictive Trade Practices

14. IMC – Integrated Marketing Communications

15. In Double win strategy customer gets price debate.

16. Monopoly (only one seller) exists when a specific person or enterprise is the only supplier of a particular commodity, which relates to a single entity's control of a market to purchase a good or service.

17. Oligopoly (few sellers) which consists of a few entities dominating an industry.

18. MRP – Manufacturing Resource Planning

19. HNI – High Networth Individual

20. The Concept of Goriila Marketing is introduced by J.C. Levinson.

21. The Method of sending promotional items to clients is called Drip Marketing.

22. Marketing via e-mail falls under the category of direct marketing.

23. CTR (Click Through Rate) is related to Advertising metrics.

24. Creating a buzz in the industry is an example of Viral Marketing.

25. A non – traditional, low cost, flexible and highly effective marketing is termed as Goriila Marketing.

IBPS RRB Officer Scale - I Exam General Awareness Solved Paper (Morning & Evening) (Exam held in 7th September 2014)

1.    Which state in India has highest rural population - U.P

2.    Currency of Finland – Euro


3.    Capital of Egypt - Cairo

4.    2015 BRIS Summit- Ufa, Russia

5.    World diabetes day- 14th November

6.    Movie directed by Muzaffar Ali (film maker),Rajiv Gandhi National Sadbhavana Award winner- Umrao Jaan

7.    Role of Chief Operating Officer (COO) appointed by RBI – as a 5th Deputy Governor of RBI

8.    Dipika Pallikal and Joshana Chinappa related to – Squash

9.    Dronacharya Award Selection Committee headed by- Ajitpal Singh

10.  RBI imposing a limit on ATM transactions. Which cities does come under this - Pune and Raipur

11.  The Nobel Prize 2013 in physics went to Brit Peter Higgs and - Belgian Francois Englert

12.  The Vijay Mallya Story written by - K Giriprakash

13.  The RBI issued draft guidelines for setting up small banks and payment banks, with a minimum capital of - 100 crore

14.  what we call -------(some story telling) in A.P and Telangana - Hari Katha

15.  Head of Governance of Boards of Banks in India - PJ Nayak

16.  Commercial Paper (CP) is issued in the form of - promissory note.

17.  Union cabinet approved Ken-Betwa river link which will benefit which two states - UP & MP

18.  Who got field’s medal by International Mathematical Union's (IMU)  - Manjul Bhargava

19.  Minister of Consumer Affairs, food & PD? Ramvilas Paswan

20.  How much capital to be infused in banks to meet Basel-III norms by 2018 as per union budget – Rs 2.40 lakh crore

21.  Capital of Australia? Canberra

22.  Which insurance company will insure under Varishtha Pension Bima Yojana - LIC

23.  Nimmo Bazgo hydropower project in which district of J&K- Leh

24.  Which country will host 7th IBSA summit – India

25.  RBI asked banks not to impose penalties on accounts not maintaining minimum balance on which of the following accounts? any inoperative account

26.  Which model of first ever Smartphone was launched in 1994?

27.  Max money that can remitted to Nepal from any of the NEFT-enabled branches in India – 50,000

28.  BKS Iyengar who passed away recently was a renowned - Yoga teacher

29.  DICGC does not cover insurance for which account?

30.  Funds for Deendayal Upadhya Gram Jyoti  Yojana - 500 cr

31.  Currency of Netherlands - Euro

32.  Human Rights day - Dec 10

33.  Largest indigenously built warship - INS kamorta

34.  RBI license given to which micro-finance company  - Bandhan

35.  AIMA full form - All India Management Association

36.  Business leader of the year award by AIMA was given to - Mr M. G. George Muthoot, Chairman, The Muthoot Group

37.  2nd Summer Youth Olympic Games to be held in - Nanjing, China

38.  Which country is largest wind power producer - China

39.  Definition of stale cheque in India - check that is 3 months or older than the date

40.  The concept of BRIC was introduced by which economist - James O'Niel

41.  Full form of CTS - Cheque Truncation System

42.  Roger Federer related to which game - Tennis

43.  Which bank launched first equated EMI on debit cards – ICICI

44.  24 engineering students died in river beas of Himachal Pradesh  which dam gates where open - Larji Dam

45.  Which of the following feature of RTGS is not true - It is used for small transactions

46.  Which state has Highest urban population according to census 2011 - Maharashtra

47.  Which Irish author Created the character Dracula - Bram Stoker

48.  Regulator of Forwards and Futures market – Forward Market Commission (FMC)

49.  Surya Kiran VII Exercise took place between - India & Nepal

50.  Rongali Bihu celebrated in which state – Assam

51.  Best parliamentarian award goes to Arun Jaitley and - Karan Singh and Sharad Yadav

52.   1st Smartphone created by IBM – IBM Simon

53.  Note which is partially- fully obliterated -mutilated Note

54.  E-BAAT full form - Electronic Banking Awareness and Technology 

55.  Health ministry launches "Anti tobacco campaign" named- Sunita 

56.  SIT head 4 black money- M.B. Shah

57.  RBI panel head who recommend CPI formula - Urjit Patel Committee 

58.  CTBT - Comprehensive nuclear test ban treaty 

59.  Chandraprabha wildlife sanctuary state- U.P. Varanasi

60.  FII is regulated by- SEBI

61.  1200 megawatt Lanco power plant in Udupai established by which company- Adani group

62.  According to railway minister in rail budget how many people travel daily by train- 23 million

63.  JUAL ORAM  Ministry of Tribal Affairs come from which constituency- Sundarghar, Odisha

64.  First Skill Development Centre – Jaipur, Rajasthan